A man walks into a bank and says he wants to borrow$200 for six months. The loan officer asks him whatkind of collateral he has. The man says ‘I’ve got aRolls Royce — keep it until the loan is paid off– here are the keys.’ Six months later the man comes into the bank, paysback the $200 loan, plus $10 interest, and regainspossession of the Rolls Royce. The loan officer asks him, ‘Sir, if I may ask, whywould a man who drives a Rolls Royce need to borrowtwo hundred dollars?’ The man answers, ‘I had to go to Europe for six months,and where else could I store a Rolls Royce for thatlong for ten dollars?’